Last year, when Taylor was having treatments for Osteo (radiation and chemo), and then amputation, when we would get home I'd fax Embrace the claim form and the invoice for that day's visit.
Within 24 hours, I had an emailed acknowledgement from Embrace.
Within 3-4 days, I would get an email from Embrace confirming the claim had been covered.
Within a total time of a week to 10 days, I'd have a check from Embrace.
They reimbursed me $10,000.00 in 2015, paying 80% of all claims, at a cost of $1.37 a day for the premium.
We were going into the bank to deposit or cash checks every week. AND they have treats in the bank!!