smt Posted December 14, 2019 Share Posted December 14, 2019 Hello, we sign paperwork to adopt our current foster tomorrow, and I want to purchase a pet insurance policy. I have never done this before. Can anyone point me to a reputable company that is not too much of a hassle to deal with if claims must be filed, and who won't drop us or spike the premiums if, God forbid, we run into something that requires a lot of claims or is a chronic condition in the future. FYI - she just turned 2 in Oct. Quote Link to comment Share on other sites More sharing options...
seeh2o Posted December 15, 2019 Share Posted December 15, 2019 Not Healthy Paws anymore. They used to be great. I just left then and signed up with Prudent Pet. Quote Sunsands Doodles: Doodles aka Claire, Bella Run Softly: Softy aka Bowie (the Diamond Dog) Missing my beautiful boy Sunsands Carl 2.25.2003 - 4.1.2014 Link to comment Share on other sites More sharing options...
jenners Posted December 15, 2019 Share Posted December 15, 2019 I have Nationwide, previously VPI, and quite like them. I only have exotic pets at the moment (hedgehogs and a Guinea pig) but I'm very happy with their compensation when I have a claim. Jennie Quote Jennie with her hedgehogs and Guinea pigs, and remembering Luna, Queen of the Piggies Link to comment Share on other sites More sharing options...
HeyRunDog Posted December 15, 2019 Share Posted December 15, 2019 Which country are you in? Quote Grace (Ardera Coleen) b. 18 June 2014 - Gotcha Day 10 June 2018 - Going grey gracefullyGuinness (Antigua Rum) b. 3 September 2017 - Gotcha Day 18 March 2022 - A gentleman most of the time Link to comment Share on other sites More sharing options...
smt Posted December 16, 2019 Author Share Posted December 16, 2019 20 hours ago, HeyRunDog said: Which country are you in? US of A Quote Link to comment Share on other sites More sharing options...
MP_the4pack Posted December 16, 2019 Share Posted December 16, 2019 Funny. Not too long ago when an insurance thread popped up Healthy Paws was always the first to get recommended. Now it's the first to not get recommended. Greedy CEO Evan Greenberg (founder of Ace ins) ruined Chubb when he took over. Chubb bought Healthy Paws. I can't switch because Emma is 10 and CC has too many pre-existing conditions. Quote Link to comment Share on other sites More sharing options...
ShebasMom Posted December 16, 2019 Share Posted December 16, 2019 I've been happy with Embrace, but it does go up every year. Sheba was just under 2 years old when I first started with Embrace Pet Insurance in 2010. The annual premium in 2010 was $405 ($500 deductible, 80% reimbursement accident/illness, $250 wellness reimbursement, $5,000 max per year). I would change my wellness reimbursement between $250 and $450 each year (which added to the cost of the premium) depending on whether she would need a dental, but she's been needing a dental every year for a few of years now. The annual premium went up every year: 2010 $405; 2011 $423; 2012 $708; 2013 $429; 2014 $608; 2015 $556; 2016 $764; 2017 $626; $2018 $896; 2019 $1073. I expect the 2020 premium to be even higher since she will be 12 years old, Quote Link to comment Share on other sites More sharing options...
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