Murray Posted June 23, 2021 Share Posted June 23, 2021 HI, I have a 2 yr old retired racing Grey and am seeking Health Insurance. Any recommendations ? Quote Link to comment Share on other sites More sharing options...
rsieg Posted June 23, 2021 Share Posted June 23, 2021 I have Healthy Paws, which I do NOT recommend. They were good, but then got sold to another company which has jacked rates up astronomically. I also suspect they jack rates up as a pet gets older knowing that you cannot switch at that point. My recommendation is to skip the insurance, set up a bank account and put what you would have paid into pet insurance into the account each month. If I had done that I would now have several thousand dollars to cover any cost. Quote Rob Logan (April 7, 2010 - July 9, 2023) - - Max (August 4, 2004 - January 11, 2018) Link to comment Share on other sites More sharing options...
Remolacha Posted June 23, 2021 Share Posted June 23, 2021 1 hour ago, rsieg said: I have Healthy Paws, which I do NOT recommend. They were good, but then got sold to another company which has jacked rates up astronomically. I also suspect they jack rates up as a pet gets older knowing that you cannot switch at that point. My recommendation is to skip the insurance, set up a bank account and put what you would have paid into pet insurance into the account each month. If I had done that I would now have several thousand dollars to cover any cost. I had the same experience years ago with another company. They start out great and then… I know some people feel they are worth the cost if when they cover big expenses, and doing your own savings account may not work for some, but that is what I do. Quote Link to comment Share on other sites More sharing options...
ShebasMom Posted June 23, 2021 Share Posted June 23, 2021 In hindsight I probably should have done as others have suggested--set up a separate savings account for pet medical issues or be disciplined enough to set aside so much each month. I've had Embrace Pet Insurance since getting Sheba at almost 2 years old in 2009. She's now 13-1/2 and my insurance premium is now through the roof. I keep it because of her age but probably won't get the insurance for my next dog. Quote Link to comment Share on other sites More sharing options...
MP_the4pack Posted June 23, 2021 Share Posted June 23, 2021 Healthy Paws used to be terrific. I won’t use them now. I looked at reviews and a new one called Lemonade ranked highest. I'm going to put my two new ones on that. The funny thing is my ex-employer bought them out. Quote Link to comment Share on other sites More sharing options...
Beachbum1 Posted June 24, 2021 Share Posted June 24, 2021 An example of "setting money aside", such as the monthly premium amount or more: a catastrophic injury or health condition will wipe that saved money mighty quick. It was a few years ago, but Taylor's $500.00 a year premium with Embrace paid out $10,000.00 in Osteo care the first year (amputation, with 6 nights in the hospital due to complications), chemo and all the accompanying expenses (blood work, chest x-rays). The second year paid out close to $5000.00. Quote Link to comment Share on other sites More sharing options...
Beachbum1 Posted June 24, 2021 Share Posted June 24, 2021 8 hours ago, MP_the4pack said: Healthy Paws used to be terrific. I won’t use them now. I looked at reviews and a new one called Lemonade ranked highest. I'm going to put my two new ones on that. The funny thing is my ex-employer bought them out. https://www.lemonade.com/blog/lemonade-expansion-united-states/ Quote Link to comment Share on other sites More sharing options...
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