Really? Why not? More details would be helpful for those of us on the fence!
I have a savings account.
I hate spending money on something that I don't end up using. I wouldn't have car insurance either but it's required by law (I have the min required by law).
But I've been lucky, in the 4 years that I have had Sparks, he's only had 1 huge vet bill which was about a $1000. Passion has never had a vet bill.
I realize that I just jinxed myself