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I Am Confused With Pet Insurance Coverage!


Guest OMZ
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I know this topic has been discussed several times on this board, and I read them all.

However, I am still confused and not sure which one I should go with.

Can anyone share your pet insurance company with me?

Which one do you recommend and why you are happy about their plan?

 

The coverage seems to be lots lower than it actually costs at the Vet.

For example: VPI http://www.petinsurance.com Comprehensive physical exam only reimburses $10 per year. I don't know about other places, my vet charges around $40 per visit. Is this still a good plan? Please help me to figure this out. Thanks!

 

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I know this topic has been discussed several times on this board, and I read them all.

However, I am still confused and not sure which one I should go with.

Can anyone share your pet insurance company with me?

Which one do you recommend and why you are happy about their plan?

 

The coverage seems to be lots lower than it actually costs at the Vet.

For example: VPI http://www.petinsurance.com Comprehensive physical exam only reimburses $10 per year. I don't know about other places, my vet charges around $40 per visit. Is this still a good plan? Please help me to figure this out. Thanks!

 

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Guest sdaniw
I know this topic has been discussed several times on this board, and I read them all.

However, I am still confused and not sure which one I should go with.

Can anyone share your pet insurance company with me?

Which one do you recommend and why you are happy about their plan?

 

The coverage seems to be lots lower than it actually costs at the Vet.

For example: VPI http://www.petinsurance.com Comprehensive physical exam only reimburses $10 per year. I don't know about other places, my vet charges around $40 per visit. Is this still a good plan? Please help me to figure this out. Thanks!

 

 

I am not sure myself. We just got Pet Care insuance and there is a 30 day waiting period and of course my Maddie got sick in that time. you might want to check them out though. I know my vet has a bunch of people using it. http://www.petcareinsurance.com/

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Guest sheila

When I looked into pet insurance and factored in the amt of the premiums and co-pays and things that were/were not covered, I decided that it was better just to put a set amount in an interest bearing savings acct instead. If something catastrophic happened that was over the amount I had, my vet allows me to make payments if I need to.

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When I looked into pet insurance and factored in the amt of the premiums and co-pays and things that were/were not covered, I decided that it was better just to put a set amount in an interest bearing savings acct instead.

I decided the same thing. If you do choose to get it, I believe that it makes sense to only get coverage for unexpected expenses like accidents or serious diseases. Regular checkups etc. can be planned for and to get a plan that pays for those is typically very expensive (and still they don't cover 100% as you noticed). Also, be sure to check out the exclusions - per breed or for pre-existing conditions (and how those are defined).

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