When I lived in Illinois we all had to get renter's insurance. This is my conversation with State Farm -
Agent: "Do you have a dog?"
Me: "yes"
Agent "Breed and weight?"
Me: "Yorkshire terrier. Eight pounds""
Agent: "Is the dog attack trained?"
OP - I agree check with your insurance agent.
Most of my large dogs have had a visible collar and a harness overlay for walks. Various Premiere harnesses have worked well at reasonable cost for us.
Again - I sound crazy but when I got the dogs off the farms they really did lean the difference at turnouts between "go potty" and "go potty go to bed".
I'd run away from a group that had required reading. My first greyhound Little Girl was a basket case but she taught me about greyhounds and I taught her about being a pet.